How Illinois Parents Can Protect Their Kids with Simple Estate Planning
If you’re a parent, estate planning isn’t really about money — it’s about your kids. It’s about making sure that, no matter what happens, they are cared for, supported, and protected.
The truth is, many parents avoid this conversation because it feels overwhelming or uncomfortable. But here’s the good news: protecting your kids doesn’t have to be complicated. A few simple documents can give you peace of mind and safeguard your family’s future.
Naming Guardians For Your Children
One of the most important decisions you can make as a parent is naming who will raise your children if something happens to you. Without this in writing, the decision is left up to a judge — and it may not align with your wishes.
A will allows you to choose trusted guardians, so you’re the one making the call, not the court.
Healthcare & Financial Powers of Attorney
Life is unpredictable. If you’re 18 years and older and ever incapacitated, someone needs the authority to make medical and financial decisions for you.
A Healthcare Power of Attorney ensures your children’s caregiver can make medical decisions on your behalf.
A Financial Power of Attorney allows someone you trust to manage bills, accounts, and financial matters while you recover.
Trusts For Children
If your children are under 18, they can’t directly inherit money or property. Without a plan, the court controls those assets until your child reaches adulthood — often releasing everything to them at age 18.
A trust allows you to decide when and how your children receive money. Many parents choose to stagger distributions at ages like 21, 25, and 30, so their children are mature enough to handle larger sums.
A mother had tragically passed away naming no guardian for her children. She had put it off for years because the idea felt scary and overwhelming. Upon her death other family members we in court fighting over guardianship, which could have been avoided with the proper planning.
Peace of Mind for Parents
Estate planning isn’t about expecting the worst — it’s about preparing wisely so your kids are always protected. Just a few simple documents can:
Ensure your kids are raised by the people you choose.
Protect their financial future.
Give your family clarity and peace of mind.
Bottom Line
As parents, we do everything to protect our kids while we’re here. Estate planning is how we protect them if we’re not.
At Marketti Law Firm, we make the process simple and approachable — no legal jargon, no overwhelming steps. Just clear, protective documents tailored to your family.
If you are ready to protect your kids with confidence? Schedule your estate planning consultation today.